Virginia Commercial Truck & Vehicle Insurance

Virginia Commercial Truck & Vehicle Insurance

Fast quotes and dependable coverage for dump trucks, tow trucks, contractor vehicles, fleets, and more, across Northern Virginia and statewide.

  • Dump, tow & construction trucks
  • Contractor & service vans
  • Commercial fleets
  • Uber Black & livery

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Your fleet is your livelihood. Every mile on the road is a mile your business depends on, make sure it's covered.
Industries

Industry-specific vehicle coverage

Tailored protection for the trades and operators we serve every day.

Our Team

Virginia-licensed advisors who know commercial trucking

Cascade Truck Insurance is the commercial vehicle specialty of Cascade Insurance Group, an independent agency based in Manassas, VA. Our licensed team compares options across multiple carrier partners to find coverage built around how your operation actually runs.

Meet our team
Cascade Insurance Group commercial lines team in Manassas, Virginia
Customer reviews

What clients say about Cascade

A selection of reviews from Virginia customers who worked with our parent agency.

4.8 average from 6 customer reviews shown here

  • I began using Cascades over 12 years ago for my first company. Over the course of a few years in dealing with them, it was always easy and hassle-free. I noticed they were different compared to my previous company mainly in the way they treated me - always happy to help. David, the main agent, keeps in touch and is always available to help - even when on vacation he responds to my texts. So over the years, one by one I ended up switching to him for my three companies, my home and cars. He never pressured me to leave the other companies, I did it on my own because of the customer service - not something you'd expect when dealing with insurance companies.

    Asif S.

    Herndon, VA

    Jun 24, 2016

  • I have had a great experience with Cascade Insurance Group. They are so easy to work with and made switching auto insurance really easy. They are professional yet friendly, and really take the time to understand your needs. I can't say enough great things & highly recommend Cascade.

    L.A. L.

    Alexandria, VA

    Dec 7, 2017

  • Jon Gartrell is our agent and recommended to me by my lender. We ended up saving over $1000 on our homeowner's and auto policies and the coverage was significantly better. Communication was always responded to quickly and I have been happy with their level of service and knowledge of the industry.

    Irene M.

    Fredericksburg, VA

    Oct 10, 2017

  • While I was a bit skeptical about doing business with Erie, an unknown (to me) insurance company, especially going through an independent third-party agent, my skepticism vanquished after my initial phone conversation with Jon Gartrell of a locally-run Cascade Insurance Group. He stood out among the several companies I had talked to before. He sounded friendly and sincere, he listened and explained things well. He was not pushy. On the contrary, he invited me to call him with other questions I may have later and when I did, he was not only responsive, I could tell he had done his homework in anticipating my new sets of questions. He seems like a real pro in his business: he is knowledgeable about the products, the procedures, and processes, and he is thorough in guiding me through the entire transition seamlessly from my old insurance company to Erie. Although I haven't been involved in an accident (hopefully never) to know just how good his service would be like, the way he handled my phone calls made me feel that I trust his professionalism and sincerity, without reservation, in cultivating a long-term, win-win business relationship with this customer.

    Victoria L.

    Arlington, VA

    Jan 26, 2018

  • Nice and professional people. They shop for and bundle insurance for you to get you the best rates. I like that they shop so I don't have to, and the savings definitely justify using them. They take care of all the paperwork too, and get it ready for you to sign.

    Colin R.

    Manassas, VA

    Jan 25, 2019

  • I want to choose companies wisely. My money is limited, so I need to decide what is more important to me through my life, so, choosing Erie for car, home and life insurance was a very good decision. Even better when I met this great group of agents that represent Erie and the agency called Cascade Insurance Group LLC. Pamela Murphy, in particular, is the kindest person I have ever met. She is very knowledgeable, friendly, smart, and she knows how to invest money. I have my own decisions and experiences, but she really gives me more to learn! I had Allstate, Geico, Progressive…now I feel safer! way to go Mr. David, Pamela and everybody else at Cascade! You guys are doing an excellent job and I want all of you for me!!

    Parvane K.

    Manassas, VA

    Feb 19, 2017

A division of Cascade Insurance Group

Why choose Cascade Truck Insurance

  • Trucking & commercial vehicle focus

    We specialize in dump trucks, tow trucks, contractor vehicles, and fleets across Virginia.

  • Multiple carrier partners

    As an independent agency, we compare options to find competitive, right-sized coverage.

  • Local Virginia service

    Licensed advisors who understand Northern Virginia and statewide operating conditions.

Carrier Partners

Backed by trusted insurance carriers

We compare coverage across multiple carrier partners to fit your operation.

  • Progressive Insurance
  • Erie Insurance
  • Cincinnati Insurance
  • National General Insurance
  • Foremost Insurance
  • Agency Insurance Company
FAQ

Commercial vehicle insurance questions

How much does commercial truck insurance cost in Virginia?
Premiums depend on your vehicle type and weight class, your radius of operation, the limits you carry, your loss history, and the driving records of everyone behind the wheel. A local contractor van running short routes around Fairfax will price very differently from a tri-axle dump truck hauling long-haul or a tow operator on call statewide. Because we are an independent agency, we compare options across multiple carriers to find the right fit rather than quoting a single rate. Call (703) 551-2000 and we can talk through the factors that apply to your operation.
What commercial vehicle insurance is required in Virginia?
Virginia requires liability coverage on every registered vehicle, and as of January 1, 2025 the state minimum is 50/100/25 ($50,000 bodily injury per person, $100,000 per accident, $25,000 property damage). Commercial operators almost always carry substantially higher limits, and motor carriers hauling for hire or operating in interstate commerce often need federal filings such as the MCS-90 endorsement and FMCSA authority. The right limits depend on your vehicle weight, cargo, and where you operate. Our licensed advisors can confirm exactly what your operation needs.
How fast can I get a commercial vehicle insurance quote?
In many cases we can turn around a commercial vehicle quote the same day, and straightforward single-vehicle policies are often quoted within a few hours. To move quickly, have your vehicle details (year, make, model, VIN, GVW), driver information and license numbers, your radius of operation, and any prior insurance or loss history ready. Call (703) 551-2000 or request a quote online and a licensed advisor will follow up promptly.
Can I insure multiple trucks on one policy?
Yes. Once you operate two or more vehicles, a commercial fleet policy lets you cover them under a single program rather than juggling separate policies. Fleet policies simplify administration, can unlock multi-vehicle pricing, and make it easy to add or remove units as your operation changes. We write fleets of every size, from a pair of work trucks to mixed fleets of dump trucks, vans, and trailers.

Get your Virginia commercial vehicle insurance quote today

Speak with a licensed Cascade advisor or request a quote online. Fast, no-obligation pricing.