Virginia Commercial Truck & Vehicle Insurance

Virginia Commercial Truck & Vehicle Insurance

Fast quotes and dependable coverage for dump trucks, tow trucks, contractor vehicles, fleets, and more, across Northern Virginia and statewide.

  • Dump, tow & construction trucks
  • Contractor & service vans
  • Commercial fleets
  • Uber Black & livery

Request a free quote

Tell us about your vehicles and we'll get back to you fast.

No obligation. We never sell your information.

Your fleet is your livelihood. Every mile on the road is a mile your business depends on, make sure it's covered.
Industries

Industry-specific vehicle coverage

Tailored protection for the trades and operators we serve every day.

Our Team

Virginia-licensed advisors who know commercial trucking

Cascade Trucks Insurance is the commercial vehicle specialty of Cascade Insurance Group, an independent agency based in Manassas, VA. Our licensed team compares options across multiple A-rated carriers to find coverage built around how your operation actually runs.

Meet our team
Cascade Insurance Group commercial lines team in Manassas, Virginia
Service Areas

Serving businesses across Virginia

From Northern Virginia to Richmond, we write commercial vehicle policies statewide.

View all service areas →

A division of Cascade Insurance Group

Why choose Cascade Trucks Insurance

  • Trucking & commercial vehicle focus

    We specialize in dump trucks, tow trucks, contractor vehicles, and fleets across Virginia.

  • Multiple carrier partners

    As an independent agency, we compare options to find competitive, right-sized coverage.

  • Local Virginia service

    Licensed advisors who understand Northern Virginia and statewide operating conditions.

Carrier Partners

Backed by trusted insurance carriers

We compare coverage across multiple carrier partners to fit your operation.

  • Progressive Insurance
  • Erie Insurance
  • Cincinnati Insurance
  • National General Insurance
  • Foremost Insurance
  • Agency Insurance Company
FAQ

Commercial vehicle insurance questions

How much does commercial truck insurance cost in Virginia?
Premiums depend on your vehicle type and weight class, your radius of operation, the limits you carry, your loss history, and the driving records of everyone behind the wheel. A local contractor van running short routes around Fairfax will price very differently from a tri-axle dump truck hauling long-haul or a tow operator on call statewide. Because we are an independent agency, we compare options across multiple carriers to find the right fit rather than quoting a single rate. Call (703) 551-2000 and we can talk through the factors that apply to your operation.
What commercial vehicle insurance is required in Virginia?
Virginia requires liability coverage on every registered vehicle, and as of January 1, 2025 the state minimum is 50/100/25 ($50,000 bodily injury per person, $100,000 per accident, $25,000 property damage). Commercial operators almost always carry substantially higher limits, and motor carriers hauling for hire or operating in interstate commerce often need federal filings such as the MCS-90 endorsement and FMCSA authority. The right limits depend on your vehicle weight, cargo, and where you operate. Our licensed advisors can confirm exactly what your operation needs.
How fast can I get a commercial vehicle insurance quote?
In many cases we can turn around a commercial vehicle quote the same day, and straightforward single-vehicle policies are often quoted within a few hours. To move quickly, have your vehicle details (year, make, model, VIN, GVW), driver information and license numbers, your radius of operation, and any prior insurance or loss history ready. Call (703) 551-2000 or request a quote online and a licensed advisor will follow up promptly.
Can I insure multiple trucks on one policy?
Yes. Once you operate two or more vehicles, a commercial fleet policy lets you cover them under a single program rather than juggling separate policies. Fleet policies simplify administration, can unlock multi-vehicle pricing, and make it easy to add or remove units as your operation changes. We write fleets of every size, from a pair of work trucks to mixed fleets of dump trucks, vans, and trailers.

Get your Virginia commercial vehicle insurance quote today

Speak with a licensed Cascade advisor or request a quote online. Fast, no-obligation pricing.